Zakat Calculator
Calculate your zakat in 3 simple steps — pick a currency, enter your assets, see the result.
Currency & nisab
Assets
Result
Your currency and nisab
All values will be auto-converted to the chosen currency.
USD
United States Dollar
$This choice decides whether zakat is due on your wealth at all — at today's prices the two thresholds are far apart. Pick the one your school follows.
What is Zakat?
Wealth must remain above the nisab for one full Islamic lunar year (354 days) before zakat is due.
The threshold wealth must reach before zakat is owed. Two are in use: 200 dirhams of silver, converted to 595 g, or 20 mithqāl (dinars) of gold, converted to 85 g. At today's prices they are far apart, so the calculator asks which one to measure you against.
Zakat is paid at 2.5% of total zakatable wealth after subtracting the debts you owe now.
Zakat on gold is owed on the pure gold an item contains, and the nisab is itself a weight of pure gold. 100 g of 21K jewellery is 87.5 g of gold — so the calculator asks for the karat rather than valuing every weight at 24K.
This calculator deducts liabilities a creditor could demand today — not the full outstanding balance of a long-term loan. Some bodies instead allow up to twelve months of upcoming repayments. Scholars differ, so enter the figure your own methodology produces.
Frequently Asked Questions
What is Zakat and who must pay it?
Zakat is one of the Five Pillars of Islam — an annual obligatory charity of 2.5% of eligible wealth held above the nisab threshold for a full lunar year. Every adult Muslim who owns wealth above the nisab must pay Zakat.
What is the Nisab threshold?
The nisab is the minimum wealth you must hold before Zakat becomes obligatory. It comes from two classical measures: 200 dirhams of silver, conventionally converted to 595 grams, and 20 mithqāl (dinars) of gold, converted to 85 grams (AAOIFI Shari'ah Standard No. 35 on Zakah). The two are not interchangeable — gold has risen far faster than silver, so the gold nisab is now several times the silver one, and the basis you use decides whether you owe Zakat at all. The Hanafi school applies the silver nisab; the Maliki, Shafi'i and Hanbali schools apply the gold nisab to gold wealth. Many contemporary Zakat bodies prefer silver because the lower threshold means more reaches recipients. This calculator asks you to choose a basis and shows both amounts in your own currency at live prices.
How do I calculate how much Zakat I owe?
Add up all your zakatable assets: gold (value in $), silver (value in $), cash savings, business inventory, stocks, and money owed to you. If the total exceeds the nisab and has been held for a full lunar year, multiply the total by 2.5% to get your Zakat due. This calculator does it automatically.
Is Zakat due on gold and silver jewelry?
According to the majority scholarly opinion, Zakat is due on all gold and silver above the nisab, including jewelry. The Hanafi school exempts women's personal-use jewelry. Enter your gold weight in grams above to calculate the exact Zakat amount.
How do I calculate Zakat on 22K or 21K gold?
Zakat on gold is owed on the pure gold an item contains, and the nisab is itself a weight of pure gold (85 g), so an alloyed weight must be converted before it is priced or compared. Multiply the weight by the karat divided by 24: 100 g of 22K is 100 × 22/24 = 91.67 g of gold, 100 g of 21K is 87.5 g, and 100 g of 18K is 75 g. Value that pure weight at the live gold price, then pay 2.5% of it along with the rest of your zakatable wealth. This calculator asks for the karat and does the conversion for you; valuing an alloyed weight at the 24K price would overstate a 21K holding by about 14%.
Which debts can I deduct from my Zakat?
This calculator deducts liabilities that are due now — overdue bills, the instalments you owe, a credit-card balance you are settling — because those are what a creditor could presently demand and so reduce what you actually own. It does not deduct the full outstanding balance of a long-term loan such as a mortgage, since the lender cannot ask for that balance today. There is recognised scholarly difference here: some contemporary bodies allow up to twelve months of upcoming repayments to be deducted instead of a single instalment. Enter the figure your own methodology produces.
How much is Zakat on $10,000 or $100,000?
Zakat is 2.5% of total zakatable wealth. On $10,000 it is $250; on $100,000 it is $2,500; on $1,000,000 it is $25,000 — provided the amount has been held above the nisab for a full lunar year.
Is Zakat due on a home, car, or personal belongings?
No. Your primary home, personal vehicle, furniture, and clothing are exempt. Zakat applies only to growth and liquid assets: cash, savings, gold, silver, business inventory, stocks, and receivables.